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  • Home
  • Homes for Sale
  • Buy A Home
    • Buying Process
    • BMR
    • Brand New Homes
    • Auction Properties
  • Sell A House
    • Selling Process
    • Strategic Marketing
    • Home Wealth Snapshot
    • Home Preparation
    • What's My Home Worth?
    • Sell for a Higher Price
    • Probate / Trustee Sales
    • Probate Process
    • Probate Form
  • Resources
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    • Homeownership Questions
    • Loan Programs
    • Prop19 FAQs
    • Real Estate Market Update
    • Calculators
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    • Karen Mai
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Loan Programs

Loan Programs to help you in buying a house.

Downpayment Assistance Loan Program (DALP)

The DALP is a silent second loan that requires no monthly payments. When the property is sold or transferred, the owner pays Mayor OHCD back the principal amount of the loan, plus an equitable share of appreciation. 

https://sfmohcd.org/dalp

Downpayment Assistance for First Responders & Educators

SFUSD, Police, Fire, and Sheriff staff can borrow up to $375,000 on a downpayment to buy a market rate home. Teachers, Paraprofessionals, Counselors, Deans, Nurses, Speech pathologists, Psychologists, Behavioral analysts, Social workers, Special education, Content specialists & Librarians

https://sf.gov/apply-first-responder-or-educator-loan-buy-home

Down Payment Assistance via CAR

Down Payment Resource Directory Tool

https://www.car.org/tools/downpaymentresource/

CalHFA Loan Program

Loan programs for first time homebuyer

https://www.calhfa.ca.gov/index.htm

Heart of San Mateo County

First Time Homebuyer Loans

https://www.heartofsmc.org/programs/homebuyer-assistance/

California City/County/State Employee Loan Program by Summit Funding

First Time Homebuyer Loans

https://www.californiaemployeeloans.com/

Eric Clenbenning 530-287-6333

Homes for Heroes

Firefighters/EMS / Law Enforcement / Military / Healthcare Workers / Teachers

https://www.homesforheroes.com/

Downpayment Partnerships - Landed

Shared equity with Landed

https://www.landed.com/how-it-works

Downpayment Partnerships - Unison

Shared equity with Unison

https://www.unison.com/how_it_works_homeowner

Copyright © 2022 Karen Mai Realtor Coldwell Banker Real Estate - All Rights Reserved. CalRE #01849461

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